Custom Maine Mortgage Rates!
What’s your rate?
That’s a question I hear all the time, and the answer isn’t as simple as you may think.
Consider this, the lenders I deal with, offer Maine Mortgage rates based on the risk of the loan. For example, a person with an 806 Credit score, putting 40% down is a much lower risk then a person with a 556 credit score, putting 0% down.
Does that make sense?
Every lender I deal with has a “Sweat spot”; The clients that Lender Q is looking to deal with are different than the clients Lender Y is looking to deal with. So, it makes since, in order to answer the question, “What’s your rate?”, is absolutely specific to your unique situation.
If you are a Veteran, there is a VA loan that’s an option…
If you are a full document self employed or wage earner, with a lower credit score, an FHA loan is an option…
If you are self-employed, and you’ve claimed very little income over the last two years, there are Alt-A programs…
If you are not a wage earner, but have a large amount of assets, there are asset depletion programs for you…
Here’s the thing, each of these programs have very different Maine Mortgage rates, and down payment or LTV requirements.
I am a Mortgage Broker, not a Credit Union, or a local bank. I have literally hundreds of programs, for VERY unique situations. If you are looking for the best Maine Mortgage Rates for you, let me help!
Call me at (207) 615-7770, or reach out to me through text, email (firstname.lastname@example.org), or a contact form on my website.
The Maine Home Loans Process
Here’s how our Maine home loans process works:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs