Maine Non-Prime Mortgage Loans on the Cheap!

Get a FREE quote on a Maine Non-Prime Mortgage loan & get going with the purchase, or refinance that you need.

The Lowdown on a Maine Non-Prime Mortgage Loan...

Travis Penny and East Coast Mortgage Group offer Maine 30 year fixed rate mortgage.

Maine Non-Prime is a term for loan types that do not fit into the restraints of government lending standards known as Prime, Agency, or A-Paper Lending and defined as Qualified Mortgages.

Maine Non-Prime loans are also known as temporary or fixer loans for borrowers who are on their way to Prime but need a little help before they qualify. Non-Prime loans characteristically are made to borrowers who have had a past credit event or events in the form of Foreclosure(s), Bankruptcy(ies), Short Sale(s), late payment(s), collection(s), charge-off(s), etcetera. Additionally, a borrower seeking a Maine Non-Prime loan can use alternative documentation to qualify, in form of bank statements, liquid assets, and other forms of income not typically accepted by government lending criteria. Maine Non-Prime loans usually have increased rates of interest and costs for providing access to capital while providing the ability to participate in the economy and housing market. Non-Prime loans should only be looked at as a temporary solution to an immediate need.

I realize not everyone has perfect credit and I understand life happens. Additionally, not everyone can document their income in the narrow definition that government loans allow.  My company, East Coast Mortgage Group has programs that allows borrowers with a rougher than usual credit history to qualify for loans with terms that are fair and meet government lending criteria for Ability-to-Repay and government fee limitations.

Why a Maine Non-Prime Mortgage Loans?

Maine Non-Prime Mortgage Highlights:


  • 1 Day out of settled foreclosure OK.
  • 90% LTV to $1 Million
  • 12-24 Months Bank statements to verify income OK!
  • Cash out refinace’s to $1 Million OK!
  • First Time Home Buyers OK!
  • Bruised credit OK!

Get Your FREE Maine Non-Prime Loan Quote Now!